Connect farmers with institutional capital through tokenized harvests, warehouse receipts, and agricultural cooperatives.
African agriculture employs 70% of the workforce but receives less than 3% of commercial bank lending. Smallholder farmers lack access to the capital they need to invest in inputs, equipment, and expansion.
Tramia's agricultural tokenization platform connects farmers and agricultural cooperatives with institutional and retail investors, creating new financing channels while offering investors exposure to real agricultural yields.
| Asset | Pre-harvest coffee |
| Volume | 500 tonnes |
| Token Price | KES 500 |
| Expected Return | 15% (6 months) |
| Collateral | Forward sale contract |
Tokenized receipts for commodities stored in certified warehouses—maize, wheat, rice, coffee, tea.
Fund planting and growing costs against forward sale contracts with established buyers.
Tokenized membership in agricultural cooperatives with profit-sharing and governance rights.
Tokenized financing for tractors, irrigation systems, and agricultural machinery.
Fractional ownership in productive agricultural land with rental income distribution.
Investment in controlled environment agriculture and export horticulture operations.
Tramia enables cooperatives to access capital markets directly, reducing dependence on middlemen and improving farmer incomes.
| Capital Access | Direct to investors |
| Pricing | Market-linked rates |
| Admin | Digital & automated |
| Traceability | Farm-to-market tracking |
Let's discuss how Tramia can connect agricultural producers with capital.
Schedule a Consultation →