Tokenize invoices and receivables to accelerate SME financing and close Africa's $120 billion trade finance gap.
African SMEs face a $120 billion trade finance gap. Long payment terms from large buyers create cash flow challenges that limit growth. Tramia's trade finance solution converts receivables into immediate liquidity.
By tokenizing invoices and trade receivables, we connect SMEs with institutional and retail investors seeking short-term, asset-backed returns.
| 1. Upload Invoice | Verified against buyer |
| 2. Tokenize | Create tradeable tokens |
| 3. Fund | Investors purchase tokens |
| 4. Collect | Buyer pays at maturity |
| 5. Distribute | Investors receive returns |
Tokenize approved invoices from creditworthy buyers for immediate funding at competitive discount rates.
Extend early payment to suppliers using buyer credit strength, improving entire supply chain liquidity.
Pre and post-shipment financing for exporters backed by letters of credit or confirmed orders.
Fund confirmed purchase orders to fulfill large contracts without depleting working capital.
Tokenized warehouse receipts for commodity inventory financing with real-time tracking.
Diversified pools of receivables from multiple suppliers for institutional investors seeking scale.
Tramia enables banks to offer trade finance services without building infrastructure from scratch. White-label our platform or integrate via API to serve your SME customers.
| Capital | Off-balance sheet |
| Revenue | Fees + spread |
| Risk | Transferred to investors |
| Operations | Fully automated |
Let's discuss how Tramia can help you serve SMEs and close the trade finance gap.
Schedule a Consultation →